Red Economia Circular

That error is actually super common and has been a headache for years. Usually, it's just a mismatch between your bank's address and what the console expects. Instead of fighting with the settings, I just buy digital vouchers to top up my balance. I’ve been using https://topgift.io/playstation/ for my last few purchases because the delivery is nearly instant. You just get the code in your email, redeem it in the "Redeem Codes" section of the store, and the funds are there immediately. It's much easier than risking a temporary account lock by trying your credit card too many times, and you can get straight back to your game.